Craig ( 10 years ago )
It all depends on what I am doing, or plnnniag to do.  If going to a hot spring, I can be naked take temperature down the 40 s, and if I am going to be active, such as hiking, I can take temperatures down to about 60.  If I am just going to be sitting around or swimming in one of the local Rive4rs here in Oregon, , I prefer mid 70 s or higher.  I am originally from los Angels and am definitely wrm blooded.  To me clothing is for either warmth or protection.  If it does not fulfill one of those needs, it isn't needed (or wante4d).